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  • Writer's pictureNick T.

8 Tips to Find Affordable Housing

Updated: Sep 6, 2023


In this market, finding affordable housing is no easy task. Due to rent inflation, individuals with low income are struggling to maintain residency. We compiled some strategies and resources to assist you in your search for low-cost housing.

Start by Determining Your Budget

Before you search for housing, create a budget that outlines how much you can afford to spend on rent or mortgage. A good rule of thumb is to spend 30% or less of your monthly income on housing.

Look up Local Housing Programs

Many cities and states offer affordable housing programs and subsidies for low-income individuals. Research your local housing authorities or government agencies to find assistance. There might be a waiting list, so it's best to apply as soon as possible.

Online Listings and Apps

Online listings are a great resource for locating an affordable place to live. Websites like Zillow and Craigslist can provide you with a search engine for rental properties. These sites allow you to filter by parameters like listing price and area code. In addition to realty sites, social media can be a useful tool for house hunting. If you are looking to inhabit a shared space with roommates, social media could also help you find a single room for rent.

Reach Out to Nonprofits

Certain nonprofit organizations specialize in providing individuals with affordable housing. If you contact an organization like Habitat for Humanity, they may provide you with information on local properties and programs. If you need extra cash to cover your bills, this site pays up to $25 per survey.

Consider a Different Area

Housing costs tend to be higher in city centers. Consider expanding your search to less popular areas in order to access lower rates. Keep your commute to work in mind.

Act Quickly

Affordable housing is high in demand, and listings don’t typically last long. If you find a suitable option, contact the property manager immediately. Send over the required documents promptly and frequently monitor your email.

Search the Old-Fashioned Way

Some landlords still advertise rentals in the classifieds section of the newspaper, or by word of mouth. Ask your friends and colleagues if they have any leads on affordable housing in your area. Keep an eye out for signs that read “for rent” or “for sale” when you are out and about. Not all listings are on the internet, so don’t be opposed to networking.

Be Persistent

Finding affordable housing can be a time-consuming affair. If you fail to secure the property you’ve had your eyes on, try not to get frustrated. Trial and error are part of the process. Continue to research properties until you secure a home.

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