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Penny L.
- Feb 2
Is There a Coin Shortage in the US?
Short answer: There IS a coin shortage in the United States. Many businesses are only accepting exact change or card payments. The...
1,263 views0 comments
Penny L.
- Jan 21
When It's Okay to Break the Rules
These Credit Card Rules Are Okay to Break When You Can't Make the Payments You have probably received a lot of great advice about credit...
735 views0 comments
Penny L.
- Jan 4
3 Steps for Fixing Your Credit!
Having bad credit can affect you in many ways. It can get your loan application rejected, it can prevent you from renewing your cell...
2,567 views0 comments
Penny L.
- Dec 12, 2022
5 Tips for Getting Approved for that Credit Card
Building credit bodes well for a future that’s rich with possibility. One simple way to establish credit is by getting a credit card. If...
656 views2 comments
Penny L.
- Nov 25, 2022
Furloughed? Get Back on Your Feet!
A furlough can be a big setback, but it isn't the end of the world. You didn't do anything wrong, and prospective employers will keep...
9,485 views4 comments
Penny L.
- Sep 29, 2022
Account in Collections? Don't Panic!
There are many ways people find themselves in debt, including student loans, mortgages, credit cards, auto loans, and medical bills....
4,899 views0 comments
Penny L.
- Sep 18, 2022
Back to School....At Home?
Due to the ongoing COVID-19 pandemic, in many states, counties and local municipalities, schooling from home continues to remain an...
934 views0 comments
Penny L.
- Sep 9, 2022
Investing tools for everyone! Yes, even you!
There are numerous tools that can be used to help anyone when it comes to investing wisely. This field has been growing quite quickly,...
1,389 views0 comments
Penny L.
- Sep 5, 2022
Stop Living Paycheck to Paycheck!
It is no surprise to learn that the majority of Americans live paycheck to paycheck. It is nearly impossible to get ahead financially...
5,898 views0 comments
Penny L.
- Aug 25, 2022
FAQs: Credit Cards and COVID-19
When people have questions about managing their debt during COVID-19, there are answers. Read through each of the topics below to learn...
7,126 views0 comments
Penny L.
- Aug 13, 2022
Using Your Credit Cards to Navigate Through COVID-19
Credit is a great tool. That's why it's so popular. Credit allows businesses and people to take risks that allow them to reach their...
711 views0 comments
Penny L.
- Aug 2, 2022
Sending Your College Freshman Off Financially Prepared
There's a lot of emotion involved in seeing your child off to college. You might be parting ways with them for the next few months, if...
685 views0 comments
Penny L.
- Jul 22, 2022
Cash Out Refinance: Is Now the Perfect Time?
For most homeowners, their biggest monthly payment is their mortgage. The quality of your financial life can be drastically affected by...
1,174 views0 comments
Penny L.
- Jul 17, 2022
Budgets Are Beautiful
While many associate the word budget with feeling constrained and locked in, budgets are actually a freeing tool that can help you take...
14,337 views1 comment
Penny L.
- Jun 28, 2022
Christmas in July! Plan Now for a No-Stress Holiday Season
A Small Change To Your Holiday Plans Can Save Big Money. COVID-19 has created a number of amazing opportunities to think about the way...
9,174 views0 comments
Penny L.
- May 26, 2022
Need a Big Loan? Improve Your Credit Score!
Your credit score is one of the most vital factors in your financial life. If you have a good credit score, you will qualify for credit...
778 views0 comments
Penny L.
- May 23, 2022
Credit 101: Basics For New Credit Users
Spending money in your checking account wisely, making sure you set aside savings, and investing for the future are all part of sound...
20,361 views0 comments
Penny L.
- May 4, 2022
Covid-19 & Credit Cards
Credit cards are more common now more than ever. You see them being used everywhere you go. From retail stores, gas stations and even the...
1,734 views0 comments